Risk Harbor

Open the app, connect a wallet, and decide whether you want to protect positions or earn by backing them. If you’re supplying capital, start by browsing active protection markets and their projected return, capacity usage, and historical incident data. Deposit into a pool that supports multiple protocols at once to spread exposure without micromanaging each position. Set your own guardrails—per-market caps, loss limits, and auto-rebalance rules—so allocations adjust as conditions change. The pricing engine updates continuously, so your deposits collect premiums based on live risk signals rather than static quotes. Track performance with clear metrics like expected loss, premium APR, and reserve health; schedule withdrawals by epoch or enable partial exits to keep liquidity flexible. Capital efficiency features can amplify returns within predefined safety thresholds, and real-time monitors help you avoid concentration and cascade risk.

If you’re buying protection, pick the protocol, asset, and coverage window, then preview an instant quote that reflects current risk. Confirm to mint a policy token to your wallet; you can monitor it, transfer it, or let it auto-renew. If a covered failure occurs, the claim process runs on objective, on-chain criteria and pays out automatically—no committees, no waiting for votes. Use this to de-risk leveraged farming, shield treasury stablecoins in lending markets, or guard bridge transfers during volatile periods. Pair coverage with your existing strategy: open a yield position, lock in protection, and set renewals to match your farming cycle. For power users, create rules like “renew if TVL spikes by X%” or “scale coverage when code changes are detected,” so your hedge adapts without manual oversight.

Teams and DAOs can operationalize risk controls at portfolio scale. Connect a multisig, define policy bundles for core holdings, and push changes through your regular governance flow. Use the SDK or API to fetch quotes, issue or close policies, and export analytics into your dashboards. Build bots to rotate protection as strategies move across protocols, enforce budget ceilings, and trigger roll-downs around upgrades or audits. Treasury managers can run scenarios—stress events, correlated exploits, liquidity shocks—and compare cost of cover to expected downside, then execute hedges programmatically. Reporting tools surface coverage gaps, utilization trends, and realized claims, making audits and stakeholder updates straightforward.

Market creators and professional risk managers can launch new protection markets in hours. Propose clear, rules-based conditions for what constitutes a covered event, seed initial capacity, and tune pricing parameters to match demand and historical volatility. Attract order flow by offering competitive terms, transparent payout logic, and thoughtful capacity management. Iterate as data accumulates: adjust thresholds, rebalance reserves, and refine your parameters to improve solvency and capital efficiency. This workflow turns risk expertise into a repeatable product—buyers gain reliable protection, and capital suppliers capture premium with disciplined controls.